Effective Date: [1/1/2025]
1. Acceptance of Terms
Welcome to Harbor Entities ("Company," "we," "our," or "us"). By accessing or using our services, including our website, mobile applications, and other related services (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use our Services.
2. Privacy Policy
Your use of our Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data. By using our Services, you acknowledge and agree to the practices described in our Privacy Policy.
3. Eligibility
By using our Services, you represent and warrant that you have the legal capacity to enter into these Terms and comply with all applicable laws and regulations. If you are using the Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
4. Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting. Your continued use of the Services constitutes acceptance of the revised Terms.
5. User Accounts
To access certain features, you may be required to create an account. You agree to provide accurate, complete, and updated information. You are responsible for maintaining the confidentiality of your account credentials.
6. Prohibited Conduct
You agree not to:
-Violate any applicable laws or regulations
-Use the Services for fraudulent or unauthorized purposes
-Interfere with or disrupt the integrity or performance of the Services
-Transmit harmful code, spam, or unsolicited messages.
7. Intellectual Property
All content, trademarks, and materials available on the Services are owned by Harbor Entities or licensed to us. Unauthorized use of our intellectual property is prohibited.
8. SMS Compliance
By providing your phone number and opting into our SMS services, you consent to receive text messages from Harbor Entities. These messages may include promotional content, account updates, and other relevant notifications.
-Message frequency may vary.
-Message and data rates may apply.
-You may opt out of SMS communications at any time by replying "STOP" to any message or by contacting us directly.
-Harbor Entities will not share your phone number with third parties for marketing purposes without your explicit consent.
-You acknowledge that opting out of SMS communications may impact your ability to receive important notifications related to our Services.
-By opting in, you confirm that you are the subscriber or authorized user of the provided mobile number.
-Carriers are not liable for delayed or undelivered messages.
-Harbor Entities complies with all applicable laws, including the Telephone Consumer Protection Act (TCPA), the CAN-SPAM Act, and CTIA guidelines.
-For assistance, reply "HELP" or contact our support team at [email protected].
-For privacy-related inquiries, please refer to our privacy policy.
-By providing your phone number and opting into our SMS services, you consent to receive text messages from Harbor Entities. These messages may include promotional content, account updates, and other relevant notifications.
-You can cancel the SMS service at any time. Simply text "STOP" to the number. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
-If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to [email protected].
-Carriers are not liable for delayed or undelivered messages.
-As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.
9. Disclaimers and Limitation of Liability
The Services are provided "as is" and "as available." Harbor Entities disclaims all warranties, express or implied, to the extent permitted by law. We are not liable for any indirect, incidental, or consequential damages arising from the use of the Services.
10. Indemnification
You agree to indemnify and hold harmless Harbor Entities from any claims, damages, or expenses resulting from your violation of these Terms or misuse of the Services.
11. Governing Law and Dispute Resolution
These Terms are governed by the laws of Minnesota, United States. Any disputes will be resolved through binding arbitration in Two Harbors, Minnesota, except where prohibited by law.
12. Contact Information
For any questions regarding these Terms, please contact us at [email protected].
By using our Services, you acknowledge that you have read, understood, and agreed to these Terms of Service.